Non-Conventional

A nonconforming mortgage is a home loan that does not adhere to government-sponsored enterprises (GSE) guidelines and, therefore, cannot be resold to agencies such as Fannie Mae or Freddie Mac. These loans often carry higher interest rates than conforming mortgages.

FHA, VA, USDA, and HUD Section 184 mortgages are the primary types of non-conventional home loans. These programs are designed to help individuals with low and moderate incomes or individuals with limited funds purchase a home by requiring a low or no down payment.

Thomas McGee is a real estate agent with Golden Valley Financial in Elk Grove, California. Thomas's coverage area includes Greenhaven, Sacramento, Elk Grove, Galt, Lodi and Stockton. HomeLight ranks Thomas as one of the top 17% of agents who sell homes fast and as one of the top 6% of agents who sell homes for top dollar. HomeLight has information on 7 of Thomas's transactions since 2010. Thomas typically represents the buyer (85% of the time), but has also completed 1 seller transactions during this period. Thomas has been most prolific in Sacramento including representing the seller of a single family home that sold for $190,000 in one transaction and a buyer of a single family home that sold for $102,199 in another.
Meet Thomas McGee

Non-Conventional

Golden Valley Financial Realtors

Thomas McGee